SUMMARY
Exchange-traded funds (ETFs) allow investors to purchase a variety of different stocks and/or bonds at once. . ETFs have lower fees than mutual funds, and they can be bought and sold throughout the day. There are tons of ETFs, which allows investors to find specific niches or broad categories to invest in.
“You don’t need to be rich or a finance wizard to invest — just start with what you understand.”
🍔 From Shifts to Shares: Meet the ETF
Imagine this:
Instead of buying one stock at a time (like just Apple 🍏 or just Google 🔍), you can buy a basket of them — all in one simple package.
That’s what an ETF (Exchange-Traded Fund) is.
It’s like a combo meal on a restaurant menu — instead of picking everything à la carte, you get a whole pre-built platter of top companies, already put together for you.
📈 Why ETFs Are Perfect for Busy, Hands-On People
As a professional , your days are full. You don’t have time to study the stock market every night. Here’s why ETFs work:
✅ Diversified: Your money is spread across dozens or even hundreds of companies.
✅ Lower Risk: If one stock dips, others in the ETF can balance it out.
✅ Low Fees: Most ETFs charge just a tiny annual fee (called the MER).
✅ No Guesswork: You don’t need to pick winners. You own them all.
🤖 Want Tech Stocks? Try These ETFs You Can Buy on Wealthsimple
Here are 3 ETFs available on Wealthsimple Trade that give you exposure to tech giants like Apple, Amazon, Google, Microsoft, and more:
💻 1. QQC.F – Invesco NASDAQ 100 ETF (CAD-hedged)
🇺🇸 A Canadian version of the famous NASDAQ-100 index.
✅ Owns Apple, Microsoft, Nvidia, Amazon, Google, Meta — the biggest U.S. tech names.
💸 MER: 0.39%
🔁 Reinvests dividends
📍 Traded in CAD, no currency worries.
🌍 2. XIT – iShares S&P/TSX Capped Information Technology Index ETF
🇨🇦 Focused on Canadian tech companies, like Shopify and Constellation Software.
✅ Great if you want a Canadian-flavored tech mix.
💸 MER: 0.61%
🔁 Doesn’t include U.S. tech giants, but good local exposure.
🚀 3. TEC – iShares S&P U.S. Technology Sector ETF
✅ Includes big players like Apple, Nvidia, Broadcom, and Salesforce.
💸 MER: 0.39%
📊 Designed for U.S. tech growth
📍 Traded in CAD, no currency conversion fees.
🛍️ How to Buy an ETF (In Under 10 Minutes)
🧾 Open a Wealthsimple Trade account 🔍 Search the ETF symbol (like QQC.F) 💵 Decide how much you want to invest ✅ Tap “Buy” and you’re done
No advisor needed. No appointment. Just your phone and some curiosity.
💬 Real Talk: Why Start Now?
“The best time to invest was yesterday. The second best time is today.”
— Old proverb, still true
Whether you’re setting aside tips, tax refunds, or just a little bit a week — investing in ETFs is one of the simplest, smartest ways to grow your money long-term.
And remember, you don’t need thousands to start. Many ETFs cost under $100 per share — and with Wealthsimple, there are no trading fees.
More resources
🇨🇦 1. Wealthsimple Learn
📚 ETF Guide: What Are ETFs and How Do They Work?
Wealthsimple’s learning section offers simple, illustrated articles for beginners.
✅ Explains ETFs, pros/cons, and how to buy them
✅ Includes Canadian-focused ETF examples
✅ Friendly tone, mobile-friendly
🇨🇦 2. Canadian Couch Potato
One of Canada’s most respected DIY investing blogs.
✅ Model ETF portfolios using Vanguard, iShares, and BMO
✅ Excellent for passive investors
✅ Canadian tax tips and portfolio advice
🇨🇦 3. BMO SmartFolio / BMO ETFs Education Centre
From one of Canada’s biggest ETF providers.
✅ Detailed guides on types of ETFs
✅ Tools and videos for comparison
✅ Insights into Canadian markets
🇨🇦 4. RBC Direct Investing Learning Centre
Clear breakdown of ETF basics from RBC’s platform.
✅ Interactive tools and real ETF examples
✅ Great for those using RBC for self-directed accounts
🇨🇦 5. Morningstar Canada
📊 ETF Screener & Analyst Reports
For investors who want a bit more data and rankings.
✅ Fund comparisons, fees, performance
✅ Star ratings for hundreds of Canadian ETFs
✅ Advanced filters for research
🇨🇦 6. MoneySense Magazine
Trusted Canadian personal finance publication.
✅ Clear, jargon-free language
✅ Regularly updated ETF rankings and reviews
✅ Great for beginners and retirees alike
🎯 Final Tip
If you can carry three plates at once and remember six orders by heart, you can handle an ETF
Start small. Stay curious. And let your money work as hard as you do.
📩 Want More Easy Investing Tips?
Subscribe to our weekly newsletter at 👉 bxbinvests.com
